Currently viewing the tag: "First Time Home Buyer"
Did your parents ever order you to “March!”? It usually meant to get moving in a direction you’d already been told to go but had procrastinated, repercussions had now been threatened and you got your – well – ‘marching orders.’ While I do not want to be viewed as the “Mean Mommy of Mortgage” here, I do want to point out some very important things you should be thinking about, planning for and doing in this last month of the first quarter 2012.
This 90-minute Free First Time Home Buyer Class will prepare you for the next steps in the home buying process as a first time home buyer in Minnesota. You will leave with an understanding of the home buying process as well as special first time home buyer program options that may be available to you as a first time home buyer in Minnesota. Register for March 15th First Time Home Buyer Class.
We truly take the mystery and many common questons out of the process of buying your first home in a relaxed, fun, educational atmosphere. Register for this first time home buyer class or, register for an upcoming class:
Auto racing fans are quite a passionate group. They follow their drivers, show up to races in droves and support the sponsors. Like any sport or hobby, racing provides an escape from other things we have to think about, pay attention to, watch or know. Unlike stats and outcomes in professional sports, there are some facts and figures about real life in our hometowns that influence us directly as well as empower us to influence our direction in life.
It won’t seem strange to most to know that we will be assessing your income situation when you apply for a home loan. The average person believes that it makes sense that we know you have the capacity to repay a long-term monthly obligation like a mortgage with reasonable amount of verifiable monthly income. There are however, a number of different things that most home buyers don’t understand about income qualifying for a mortgage. There are things we count and things we don’t count when considering your income and a few of them may surprise you!
My vision in providing home loan financing is to be certain that I am helping people to achieve three very specific goals – Strength, Security and Stability as they become home owners or continue on in home ownership. One of the ways we can be sure to accomplish this is to be certain that you will be comfortable with the monthly payment and other expenses long-term.
Whether you are a first time home buyer or a home owner looking to purchase a new home, there are a few simple exercises that I believe are fruitful for anyone to go through when looking at financing a new home:
Many home buyers, particularly first time home buyers, don’t have enough money saved to cover their down payment and all of their closing costs and pre-paid items. What are these amounts, what do they cover, and will the seller pay?
Carrie and Steve deliver all of the key elements you need to know about buying your first home in Minnesota today in a relaxing and fun atmosphere. It’s an excellent time to consider buying your first home in Minnesota. Whether you’re ready to start the process of looking for your first home now or you’re simply considering whether buying your first home is something you should do, this first time home buyer class will help you prepare for the necessary next steps.
Just as winter has yet to come for us in Minnesota this year, so goes the typical slow down in the real estate and mortgage market. We usually see a seasonal lull in the Minnesota real estate market in December and January and this year, the lull is null.
If you’ve been thinking about waiting until Spring to buy a new home or possibly your first home, that’s alright, we’re likely going to see things hang out in the general range we’re in now, but there are some things you may want to consider if you’re thinking about waiting longer and, some other things that may help you to understand why right now is a great time to buy a home in Minnesota.
Watch this video for information on the upcoming First Time Home Buyer Class
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