What’s important to know is that dedicated mortgage professionals like my team and I aren’t judgmental – and nobody’s finances are perfect. Once you realize we are sympathetic champions of your cause, it’s a lot easier to face whatever challenges may be affecting your timing for qualifying for a mortgage.
Minnesota Housing releases their all new program guidelines for their first time home buyer programs today. A lot has changed, and these first time home buyer programs will allow for more Minnesota home buyers to qualify for down payment assistance. If you’ve been told that you’re income is too high to qualify for a first time home buyer program in Minnesota, you may want to take another look at these new programs. The income limits have increased!
I’ve written before about inaccuracies with online mortgage calculators. There’s more to keep in mind if you’re in the process of thinking about making any type of real estate or mortgage move. Just like online mortgage calculators and offers can be inaccurate or misleading, so can information about homes for sale.
Learn about Minnesota first time home buyer programs with down payment assistance, closing cost assistance and reduced interest rates as well as special city and county first time home buyer programs in Minnesota and how they can help you buy your first home. We cover the home buying process from the start; getting pre-qualified for a home loan all the way to closing day in a make-sense, no-pressure setting.
When it comes to getting a mortgage – whether it’s to buy your very first home, another home or refinance – there are some important rules to follow. I wanted to highlight a few things that seem like good ideas most any other time, but can in fact be bad when you are thinking of or in the process of getting a mortgage.
Time for another edition of the “Diction-Carrie” – my forum for simplifying the terms associated with mortgage and real estate transactions and helping consumers understand what they truly mean to them. I thought I’d tackle a term this month that nobody likes to hear, discuss or deal with: Closing Costs.
[ November 15, 2012; 6:30 pm to 8:00 pm. ] Start the process of buying your first home by arming yourself with the information necessary to make educated decisions. This Minnesota First Time Home Buyer Class is designed to give you the solid foundation you need to understand the process of buying your first home.
The words don’t mean to be confusing, but when they are taken from the normal usage in daily language and applied to the specific arenas of mortgage and real estate, they can be misleading if you’re trying to make sense of them based on their normal meaning. Two terms that are particularly important for anyone getting a mortgage (buying a home, refinancing) are PRE-QUALIFICATION and PRE-APPROVAL.
Anyone who has dealt with the dreaded “phone tree” to get through to a live customer service agent can understand the vast difference between “human resources” and computer-generated substitutes. Unless you answer the mechanical voice’s prompts in a way that the computer understands, you could end up on the phone pushing buttons and traveling through a labyrinth that eats your time, patience and may even cause you to give up without getting what you want and need. My team and I are here to make sure that doesn’t happen when it comes to your questions, plans and dreams of homeownership.
Join other Minnesota First Time Home Buyers in learning about the process of buying your first home in this 90-minute Free Minnesota First Time Home Buyer Class. Our First Time Home Buyer Class is designed to walk you through the process of buying your first home from start to finish and give you a solid foundation for buying your first home in Minnesota today. We will address a variety of topics including special programs for first time home buyers in Minnesota.
Watch this video for information on the upcoming First Time Home Buyer Class
MN First Time Home Buyer Class
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