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We have specifically designed this Minnesota First Time Home Buyer Class to walk you through the process of getting pre-approved for a mortgage loan and buying your first home as you will go through it in real life. You will leave this first time home buyer class knowing the next steps you need to take toward buying and financing your first home as well as a far greater understanding of the entire home buying process from beginning to end.
Seriously, we don’t want to see cash in a mortgage transaction. In fact, we can’t use cold hard cash, but we will need to verify your assets and there are some, like cash, that aren’t acceptable sources for down payment or closing costs. There are other sources, like gifts, down payment assistance or closing cost assistance for eligible first time home buyers that may surprise you!
Some things aren’t too good to be true. There are actually real, stable, first time home buyer programs available in Minnesota that can help first time home buyers bridge the gap between their own savings and the down payment and closing costs they need to purchase their first home. You can own a home today with as little as $1,000 of your own money out of pocket when using one of these first time home buyer programs.
If you’re dreaming of a white Christmas, it doesn’t appear like you’re going to get your wish this year. I know it’s tremendously un-Minnesotan of me, but at this stage, I’m a-okay with that fact. Don’t hate me, but I’m a more than a little okay with cheating winter out of a month. I just hope it doesn’t catch us on the flip side and we have snow into May. However, if you’re dreaming of buying your first home in Minnesota this winter, that could be a reality and there are a number of First Time Home Buyer Programs that could help make your wish come true in this New Year we are about to embark upon.
If you’ve been thinking about waiting until Spring to buy a new home or possibly your first home, that’s alright, we’re likely going to see things hang out in the general range we’re in now, but there are some things you may want to consider if you’re thinking about waiting longer and, some other things that may help you to understand why right now is a great time to buy a home in Minnesota.
Do you want to buy your first home, but there’s a little thing called cash that you think will hold you back? Many first time home buyers aren’t fully informed about what programs are available to them and how much cash they could save if they were connected with the right people in Minnesota.
With over 20 years of experience serving first time home buyers in Minnesota, Carrie and Steve deliver the key information you need to know about buying your first home in Minnesota today. The mortgage and real estate markets have changed, and now is an excellent time to consider buying your first home. Whether you’re ready to start the process of looking for your first home or you’re simply considering whether buying your first home is something you should do, this first time home buyer class will help you prepare.
This holiday season, not only have we got a little fresh white to cover the ground and lights glimmering around the town; but we’ve got record low interest rates and home prices in Minnesota are at the lowest they’ve been in over a decade as well. The combination of low rates and low home prices means that first time home buyers in today’s market can truly find affordable housing and they can buy for less than rent again!
Home Buyers in Minnesota need to start with a solid foundation before they start their home buying process. This free first time home buyer class has been designed with only the first time home buyer in mind. We will walk you through the process of buying your first home and discuss important topics including:
Treats for First Time Home Buyers in Minnesota! You need to know that there are real, secure, excellent resources for first time home buyers in the Minnesota today. There is no trick – other than talking to the right people about your home loan and buying real estate in today’s Minnesota home buying market.
Watch this video for information on the upcoming First Time Home Buyer Class
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