If you closed on your home in 2012, there are a few important things you that you need to be preparing for as we head into 2013.
After you close on a home, there are some items that are important to you heading into a new year and I thought I’d take a moment to remind you of the things you need to take action on or be mindful of as we approach the new year.
Part of our mission at Cornerstone Mortgage in Burnsville is to give back. We find different ways to do that throughout the year and support various organizations like Spare Key, ALS a Race Worth Winning, and the CAP Agency. This year, we are hosting a Holiday Shopping Event to support The Third Option.
I’m so grateful for the gift that I’ve been given that allows me the ability to serve through my career in mortgage lending. I’m grateful for my loyal clients and business partners who refer me without hesitation because they know I truly care about those who they refer and helping them to make sound decisions surrounding their financial futures.
I returned to the office from an appointment last week and Stacy at our front desk says, “Look what you got?”, as she’s putting away the remnants of a flower delivery. I of course asked from who and she said she didn’t know, she hadn’t opened the card. Upon opening the card, I knew right away, it was from a client who had closed the day prior. The note simply said, To Carrie’s Team: “Thank you so much, I’m still suffering from writers cramp.”
An interview with Carrie Guarrero, Vice President and Producing Manager of Cornerstone Mortgage in Burnsville, Minnesota confirms much of what I have learned from other accomplished people – and while their industries and personalities vary widely, they possess definite similarities. I find that many people seeking their secrets have good news/bad news reactions to the fact that there is no mystery to the mastery.
Technology and the ability to bulk up for bargains are both great. But when it comes to analyzing your current financial situation and discovering the best moves to make considering the many important factors in home buying and refinance situations, I don’t believe there’s an “app” or “bulk price” for that. My team and I are here to help!
The term sweetheart deal is used to describe an abnormally favorable contractual arrangement and is frequently used in describing deals involving government officials, and hints at the presence of corruption – according to Wikipedia. So that explains the sarcasm that often surrounds it and why it seems to get used when someone regrets giving such a deal or is envious that someone else got one. “Sweetheart deal” sounds so pleasant and inviting, yet it’s got a pretty unsavory origin and history. Since February is strongly associated with sweethearts, I thought I would try to polish the image of the sweetheart deal and let you know about some that are real, amazing and totally on the up and up.
We have specifically designed this Minnesota First Time Home Buyer Class to walk you through the process of getting pre-approved for a mortgage loan and buying your first home as you will go through it in real life. You will leave this first time home buyer class knowing the next steps you need to take toward buying and financing your first home as well as a far greater understanding of the entire home buying process from beginning to end.
In our office, we have an on-going theme that surrounds reminding each other to have an attitude of gratitude. On this Thanksgiving Day, I thought it appropriate to express my gratitude to those who continually come to me for wisdom regarding their finances.
Come join us this afternoon for a great event in support of our local CAP Agency (Community Action Programs). The event is FREE but we would love to collect enough FOOD and winter clothing to FILL THAT TRUCK today!
Watch this video for information on the upcoming First Time Home Buyer Class
MN First Time Home Buyer Class
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