I had the awesome pleasure of attending Cornerstone Mortgage’s Annual Top Producer Trip in Lake Tahoe last month and was quickly reminded of what a tremendous team we have nationwide. It’s quite easy to get locked into our day-to-day branch and Minnesota lives and take for granted all that we are truly blessed with. We would not run so efficiently and have as many resources at our fingertips if it weren’t for each and every awesome team member we have locally and nationwide supporting our team efforts.

If you’re interested in making a career change to a company that is over-the-top committed to delivering world-class service and meeting the needs of Loan Originators to help them effectively grow their business, call me. We have bar-none, the best support in the country from our CEO to our Director of First Impressions and everywhere in-between. I’ll show you the difference it can mean to have the right team behind you to help you carry the weight of success.

CORNERSTONE FACTS
Updated January 2010
• Founded in 1988, Houston, TX
• $2.0 billion annual residential loan volume in 2008, $2.7 billion in 2009
• Top 30 National Lender *
• 7th largest independent mortgage company in the U.S. *
• Largest independent mortgage company in Texas *
• Licensed to close mortgage loans in 31 states
• In-house underwriting, closing, processing
• Warehouse line capacity to fund in excess of $600 million monthly
• Compliance team delivers up-to-the-minute market changes
• Approved Fannie Mae and Freddie Mac Seller/Servicer
• Approved FHA/VA Direct Endorsement Lender
• 620+ employees
• Average industry tenure of employees is 12.3 years
• Owned by 20 key employee shareholders who acquired company in December 2006
• Profitable operations in 2007, 2008 and 2009
• Net worth in excess of $18 million
• Very liquid – cash positions in excess of $17 million

* Rankings posted by National Mortgage News as of September 30, 2009

Employee Testimonials

I am thankful for the opportunity of working here. – A. Messineo

Just wanted to send a quick email to express (again) my gratitude for the opportunity you’ve given me to work here at Cornerstone. I love being here and being a part of such a special group. Thanks again! – S. Ellis

I have never felt so welcomed in a job. Thank you very much. I will follow the Vision Statement to the best of my abilities, thank you for the opportunity. I hope to make you and the company proud of choosing someone like myself. – L. Hufstader

Kudos to Marc! I have never worked for a CEO/Owner/President in my 28-year mortgage career with the compassion to follow up like this! – M. Dinkins

It is truly an honor and a pleasure to be working for such a wonderful company.
- B. Harpel

It has been a pleasure to be here for the past six years. Thank you for your continued support and encouragement of our business. We are looking forward to many more years at Cornerstone. – P. LaPres

I am thrilled to be here and I look forward to many more anniversaries with Cornerstone. This is a great company that you (and some other great people) have built. I have not been disappointed for a single minute. – S. Bursch

Unique Value Propositions to Our Top Producers

• A Company culture whose complete focus is on Loan Production; our only source of income is from our Loan Officers.

• Autonomy and flexibility to run your business under the Cornerstone umbrella of services.

• Company and support staff that are 100% committed to ON-TIME Closings and Service Excellence.

• De-centralized production operations (processing, underwriting, closing).

• Real-time Loan Pricing Engine that instantly displays comparative pricing and SRP’s from all of our Investor sources; not a company controlled Rate Sheet.

• In-house Secondary Marketing and Loan Product Specialists at your disposal for finding new investor sources, best products, and best price execution along with market updates and pricing alerts throughout the day.

• In-house Public Relations Department (paid for by Cornerstone) that provides our Loan Officers their own personalized data-base and referral-base marketing plans and professional PR services, PowerPoint presentations, etc.

• 22 years of conducting business the right way.

• Financially strong company with net worth in excess of $17 million and multiple warehouse lines that can fund $600+ million a month, without the excessive regulatory burden of a bank.

• Commitment to streamlined systems and processes for more efficient loan approvals.

• Our state-of-the-art, paperless Imaging technology that reduces approval times and the handling and distribution of paper-filled loan files.

If you have been thinking about moving to a company that values more than just the bottom line, please send me an email, I would love to talk to you about what Cornerstone Mortgage Company has to offer you.

Carrie Guarrero

Would you like to learn more about how to qualify for a mortgage? Contact Carrie Guarrero Today!

Carrie Guarrero is producing Regional Manager and Vice President of Cornerstone Mortgage Company in Burnsville, Minnesota. If you are looking for Burnsville real estate, contact Carrie first!

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