About Carrie Guarrero, MMS|NMLS# 209015

Senior Vice President & Producing Manager for Cornerstone Mortgage Company

Office: (952) 808-0042|Direct: (952) 808-2810|E-mail: carriesteam@houseloan.com

Carrie Guarrero – High Resolution

Resolution is a theme throughout Carrie Guarrero’s two decades in mortgage lending.  Carrie’s experience from helping over 2000 families finance their homes has given her high definition insight into what’s possible for people in many different situations.   The satisfaction of doing loans for children of clients she’s helped in years past is a perfect example of Carrie’s vision for her business relationships in action.   She brings understanding of the delicate nature of exposing one’s finances, and keeps the  importance of making informed decisions for clients’ long-term plans at the forefront of all of her dealings with people from first-time homebuyers to folks moving up, downsizing and reorganizing.

Carrie amazingly got her start in her mortgage banking career at the age of 11 and jokes that “when other little girls were dreaming of becoming ballerinas, I wanted to do home loans.”  Carrie was exposed to the business by her loan officer mother…seeing houses being built and the excitement of buyers as they became homeowners left a lasting impression.  Through her trademark resolve, Carrie started young in the industry and is now Senior Vice President and Producing Manager for Cornerstone Mortgage Company.

Carrie has built her business and reputation through determination and a desire to serve.  Her efforts have included:

• Vice President and Founding Board Member of Lenders Who Care
• Minnesota Mortgage Association (MMA) Executive Board Member
• Education Committee Chair for the Minnesota Mortgage Association (MMA)
• Educator for Emerging Markets Homeownership Initiative (EMHI)
• Gold Level Lending Partner for Minnesota Housing
• Inspiring and Devoted Coach

Carrie makes the most of her spare time by spending it with her husband, Daniel, and their seven children. Gardening and traveling are next on her list – time permitting!

About Darcy McDonald,MMS| NMLS 209020

Senior Loan Originator and Production Parnter
Direct: 952.808.2828 | Email: carriesteam@houseloan.com

Darcy McDonald’s career seemed to find her. Darcy had the opportunity to join the mortgage industry right out of college, but first opted for a position in retail merchandising. Soon after, the mortgage industry came calling again with an offer from a major bank, and she accepted the invitation into their rigorous training program. Nearly two decades later, Darcy gains satisfaction in helping people at all life stages choose and pursue their homeownership dreams through education, planning and careful consideration of their means and long-term plans. Darcy is an avid believer in educating members of the community, particularly high school students, about the importance of credit, how to build it and how to keep it clean.

After nine years of experience at another mortgage company, Darcy was thrilled to join the Cornerstone family in 2005. Darcy took the fact that Cornerstone’s philosophy, ethics and environment aligned perfectly with her ideals as the cue to make her move. Today, she is a partner in the Carrie Guarrero Team, using her experience and knowledge to help more people navigate the journey to homeownership.

Detail-oriented by nature, Darcy mentions “organizing things” as something she enjoys, which has proven useful in leading clients through questions and contingencies that occur in her business. Understanding that there are many factors to consider and manage, whether people are just starting out, moving up or even downsizing, Darcy strives to earn trust and ensure clients are comfortable throughout the financing process.

Darcy is married with twin daughters, Abby and Ellie. She enjoys time with family, photography and interior design.