We want you to feel like you understand what’s involved in buying your first home so you can start taking the right steps to get there! Buying a home is a process and one of the biggest decisions of your life so we don’t expect you to do it on your own, that’s why we’re here to help!
We invite you to engage with us and ask questions during our 90-minute class that’s packed with information to help you get started right. During this MN first time home buyer class we will discuss a variety of topics including special programs available to all MN First Time Home Buyers using the MN Housing First Time Home Buyer Programs with Down Payment Assistance and MN First Time Home Buyer Closing Cost Assistance.
Pre-Approved vs. Pre-Qualified vs. Approved… what’s the difference? If you are a MN First Time Home Buyer or a current home owner looking to move, you’ll likely need to get a mortgage loan to buy your new home. When you’re buying your new home, it’s always a good idea to be educated on the home buying and mortgage process so you don’t get stuck along the way!
Have you ever walked into a house that needed some repairs? Did the extent of work needed scare you away from buying that house, even if the rest of the house was great? Sounds like an FHA 203K Program might be the right thing for you! The FHA 203K can be used for MN First Time Home Buyers and non-first time home buyers.
We will walk you through the home buying process just like it happens in real life. You’ll start by gaining an understanding of the current Minnesota Real Estate Market and move through home loan pre-qualification, home loan options, and home loan pre-approval. We’ll dive deep into what a mortgage lender looks at in terms of credit, income, assets and loan options. Once we’ve completed that step, we’ll walk you through the home search process, writing offers, home inspections and home appraisals.
Before we start, please don’t automatically exclude yourself from this by thinking that you will never qualify for a home if you have imperfect credit or lack of any credit at all. That’s just not true. We just need to come up with a plan that may require you to take some action, but believe it or not, you can recover from past credit blemishes or lack of credit history. I’m here to help you get on the right path.
First, I want to thank everyone who was able to join us last night! Thanks for taking the time to learn the in’s and out’s of buying your first home! Next, I want to share with those who couldn’t make it a couple great questions that came up during class and provide you with the answers.
How many of you have ever looked for information on the internet regarding buying your first home? How about down payment assistance and MN First Time Home Buyer programs? OK… and how many of you, after all that research, walked away from your computer feeling like you fully understood what was involved in the home buying process and down payment assistance programs? Let’s be honest… it’s complicated! We know that, and we are here to help!
Spring is almost here and if you’re a MN First Time Home Buyer looking to buy this year, this class is the perfect place to start your home buying process. Even if you’re not ready to buy quite yet, it’s never too early to be prepared for one of the biggest financial decisions you’ll ever make and we’re here to help. This free class is a great place to get started and educate yourself about the options available to you as a MN first time home buyer!
If you are looking to purchase in the Dakota County area, there are a variety of MN first time home buyer programs available with down payment assistance, closing cost assistance and other benefits for MN first time home buyers throughout Dakota county and the state of Minnesota. This class is applicable no matter where you want to live in Minnesota!
Watch this video for information on the upcoming First Time Home Buyer Class
MN First Time Home Buyer Class
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